Terms and Conditions

1. Agreement to Terms

These Terms and Conditions ("Agreement") constitute a legally binding agreement between you and Prayash Assets ("Company," "we," "us," or "our"). By accessing and using the Prayash Assets learning platform (www.prayashassets.com and related services), you accept and agree to be bound by and abide by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Prayash Assets' platform for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the platform
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server
• Violate any applicable laws or regulations

3. Disclaimer of Warranties

The materials on Prayash Assets' platform are provided on an 'as is' basis. Prayash Assets makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations of Liability

In no event shall Prayash Assets or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Prayash Assets' platform, even if Prayash Assets or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Prayash Assets' platform could include technical, typographical, or photographic errors. Prayash Assets does not warrant that any of the materials on the platform are accurate, complete, or current. Prayash Assets may make changes to the materials contained on the platform at any time without notice.

6. Links

Prayash Assets has not reviewed all of the sites linked to the platform and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Prayash Assets of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Prayash Assets may revise these terms of service for the platform at any time without notice. By using this platform, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. User Accounts

If you create an account on the platform, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You must notify us immediately of any unauthorized uses of your account.

10. Subscription and Payments

Subscriptions and access to courses are non-refundable except as required by law. Access expires at the end of your subscription period. We reserve the right to modify pricing with 30 days' notice.

11. Intellectual Property Rights

All content on the platform, including text, graphics, logos, images, and software, is the property of Prayash Assets or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or transmit the content without our prior written permission.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: